Extraco Banks is seeking a Commercial Credit Specialist to join our team.
This position is located on site in Waco, Texas.
Experience: 2+ years Banking experience preferred.
Appraisal and/or Appraisal Review experience preferred.
Knowledge requirements, i.
e.
skills, abilities, personal characteristics: Strong organizational and analytical skills; Detail Oriented; Self Motivated; Strong computer skills and experience with MS office products with emphasis on Word and Excel; Understanding of accounting terms and principals; Committed to long term career; and Strong verbal and written communication skills.
Responsibilities and Duties:
Manage the ordering and review of commercial appraisals on transactions > $500M.
Prepare cash flows, financial spreads, annual reviews, loan agreement compliance, and basic underwriting analysis.
Maintain numerous reports, including but not limited to, Charge-off Tracking Report, OREO report, Commercial Collections Delinquent Taxes Report.
Be knowledgeable/expert in appraisal regulations and Loan Policy in relation to appraisals, and provide appraisal expertise to lending staff
Manage loan relationships assigned to Commercial Collections.
Administrative duties in the Consumer/Retail Underwriting software.
Administrative duties in the Commercial Lending Underwriting/Workflow software.
Manage Centralized Commercial NOAT process
Record minutes for PAC meetings
Process legal bills associated with commercial collections.
Education: Bachelor's Degree in Finance, Accounting, Economics or business related field with at least 9 hours of Accounting.
Extraco provides excellent benefits and competitive compensation.
We are an Equal Opportunity Employer M/F/D/V.
Extraco provides reasonable accommodation for persons with disability.