Teller Essential Functions
Receives checks and cash for deposit, verifies amount, and examines checks for endorsements
Cashes checks and pays out money after verification of signatures and customer balances
Enters customers transactions into teller machine to record transactions and issues teller machine generated receipts
Places holds on accounts for uncollected funds in accordance with Reg CC
Orders daily supply of cash, and counts incoming cash
Balances currency, coin, and checks in cash drawer with actual cash count once a week in Teller Insight
Balance the cash recycler under dual control.
Crash balances Teller Insight 4 days a week
Explains, promotes, sells, or prepares products or services such as savings bonds, money orders, and cashiers checks
Processes mail deposits under dual control
Accepts loan payments and processes loan disbursement checks as needed
Balances coin machine
Accepts wire transfers
Other duties and responsibilities as assigned
Customer Service Representative Essential Job Duties
Greets customers warmly, politely, and efficiently, maintaining a professional image at all times, providing timely solutions, and directing the customer to the appropriate person as required
Interviews potential customers, utilizing customer identification program (CIP)
Opens, handles inquiries, assists, and issues receipts regarding deposit accounts including but not limited to checking, savings, certificates of deposits (CDs), and individual retirement accounts (IRAs)
Closes accounts following established procedures
Opens safe deposit box accounts, logs customers, and follows prescribed procedures regarding access to the same
Obtains required documents from customers, making copies, archiving, and preparing documents for timely imaging, and ensuring the same
Confirms that new account exceptions are cleared in a timely manner
Assists customers with Bill Pay, Mobile Banking, VRU, and Internet Banking
Assists customers with the ordering of new and replacement Visa debit cards, answering questions, and initiating disputes as well as placing cards in hot status in the case of fraud, loss, or theft
Completes the in-house ordering of debit cards for all locations.
If applicable, cards are printed in house.
Otherwise, the card order is sent to the CRS queue at corporate to print and mail
Responsible for entering all new customer and account information on the core system as well as maintaining information for existing customers
Utilizes Connections for account sales, calls, and follow-up
Responsible for ordering checks and other supplies for customers
Maintains and ensures that all visitors are logged in and out according to procedures
Keeps up with on-going training and attends all staff meetings
Complies with all Bank regulations
Other duties as assigned
Knowledge, Skills, and Abilities
Knowledge of the Internet and Microsoft software, including Excel, Word, and Outlook
Detail oriented with strong organizational skills and sound judgment
Excellent communication skills to include listening, speaking, and writing in all situations
Ability to discern and effectively manage difficult or emotional customer situations; responding promptly to customer needs, while soliciting customer feedback to improve service
Ability to inspire the trust of others, while working confidentially, ethically, respectfully, and with integrity, regardless of cultural differences
Knowledge of safety and security procedures, reporting potentially unsafe conditions quickly
Education and/or Experience
High school diploma or general education degree (GED)
Customer Service, Teller, and previous banking experience preferred
Working Conditions
May be required to either sit or stand for long periods of time
May occasionally lift up to 25 pounds
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this job.
NOTE: All statements reflect the general components considered necessary to describe the principal functions of the position as identified and shall not be considered as a detailed description of all the requirements that may be inherent in the position.
Since it is difficult to identify all essential functions of a position because of changes in the workplace, the facility will review this Job Description periodically to ensure it is accurate and up to date.